Real Estate In Modern Times

“A term that covers land along with enhancements to the land like fences, wells and other improvements that are fixed in the location is called real estate. On the other hand, in some conditions, the term “”real estate”” refers to the land and equipment together, as differentiated from “”real property,”” referring to possession of land.

Today, the US economy is facing one of the biggest recessions of all time. The real estate market is in a slump as well. But, like everything, it is not permanent too – there is nothing permanent except change.

Even in this condition, there are many areas where the property business does not have any bad impact as such. Though, now market is a buyer’s market, but you can still sell and buy properties and earn a very good profit. It is important to understand that prime location properties are always in demand.

In this cutthroat competition, you have to be alert and act quickly as a good opportunity would not last longer – there are thousands of agents waiting for good opportunities in the market.

Backup financing presents assistance for the procurement of property, which is an important factor for the building or rehabilitation of structures. In the banking sector, there is distinction between private financing and just financing. To those who are into selling properties, good real estate contact management is essential. A purchase and the linked investment signify transactions in which finances are moved, typically representing annual earnings for the private real estate purchasers. Marketing includes the financing of marketable properties or residential assets used and are relevant to business assets. For any realtor, it is important to take advantage of the technologies around him which can help him keep up with the business processes like selling properties and others. This can shorten the amount of time that it will take for the dealings to be completed.

The real estate marketing software industry allows sellers to optimize management and increase business opportunities. With web based CRM software, the centralization of resources offered by the state-of-the-art software can systematize your collection of properties and buyers within few minutes. The new software uses easy-on focus equipment. The new technology makes multiple tasks very simple.

Real estate leverage is a vast method to boost your own personal means and to assemble a large and healthy portfolio if it is done prudently. By using this deb or leverage, you can gain more property and you can have more influence. The concept of leverage is not as hard as you think. And when you use this effectively, it can create wise investments and make healthy monetary range.

With possessions management software, many things are possible such as automatic emails sent to customers who are interested in the profile of this property. The software also helps agencies supervise the data of its customers efficiently.

When you are a realtor in this day and age, you are competing against many others who may be making use of advance technology to make their work faster and easier. If you don’t want to be left behind, make sure you make use of the same technology so as to make the industry a level playing field for you.

Successful real estate agents are characterized by their discipline as well as their professionalism. Successful real estate agents always have a plan and have always thought things out to a certain degree before any decisions or deals are made final. Disciple also ties up with goal setting, as you need to be disciplined to stay in track and make sure that the steps you are taking are the ones that are headed to your goal, instead of towards other directions. Discipline is what will drive you to stay on the path and get to wherever you want to go.”

Real Estate In Modern Times

“A term that covers land along with enhancements to the land like fences, wells and other improvements that are fixed in the location is called real estate. On the other hand, in some conditions, the term “”real estate”” refers to the land and equipment together, as differentiated from “”real property,”” referring to possession of land.

Today, the US economy is facing one of the biggest recessions of all time. The real estate market is in a slump as well. But, like everything, it is not permanent too – there is nothing permanent except change.

Even in this condition, there are many areas where the property business does not have any bad impact as such. Though, now market is a buyer’s market, but you can still sell and buy properties and earn a very good profit. It is important to understand that prime location properties are always in demand.

In this cutthroat competition, you have to be alert and act quickly as a good opportunity would not last longer – there are thousands of agents waiting for good opportunities in the market.

Backup financing presents assistance for the procurement of property, which is an important factor for the building or rehabilitation of structures. In the banking sector, there is distinction between private financing and just financing. To those who are into selling properties, good real estate contact management is essential. A purchase and the linked investment signify transactions in which finances are moved, typically representing annual earnings for the private real estate purchasers. Marketing includes the financing of marketable properties or residential assets used and are relevant to business assets. For any realtor, it is important to take advantage of the technologies around him which can help him keep up with the business processes like selling properties and others. This can shorten the amount of time that it will take for the dealings to be completed.

The real estate marketing software industry allows sellers to optimize management and increase business opportunities. With web based CRM software, the centralization of resources offered by the state-of-the-art software can systematize your collection of properties and buyers within few minutes. The new software uses easy-on focus equipment. The new technology makes multiple tasks very simple.

Real estate leverage is a vast method to boost your own personal means and to assemble a large and healthy portfolio if it is done prudently. By using this deb or leverage, you can gain more property and you can have more influence. The concept of leverage is not as hard as you think. And when you use this effectively, it can create wise investments and make healthy monetary range.

With possessions management software, many things are possible such as automatic emails sent to customers who are interested in the profile of this property. The software also helps agencies supervise the data of its customers efficiently.

When you are a realtor in this day and age, you are competing against many others who may be making use of advance technology to make their work faster and easier. If you don’t want to be left behind, make sure you make use of the same technology so as to make the industry a level playing field for you.

Successful real estate agents are characterized by their discipline as well as their professionalism. Successful real estate agents always have a plan and have always thought things out to a certain degree before any decisions or deals are made final. Disciple also ties up with goal setting, as you need to be disciplined to stay in track and make sure that the steps you are taking are the ones that are headed to your goal, instead of towards other directions. Discipline is what will drive you to stay on the path and get to wherever you want to go.”

Active Hopes For Delhi Real Estate Market

Like the Delhi residential real estate witnessing a sluggish phase for the past few months the commercial properties have also been hit down by a slowdown. Subsequently, some business districts in Delhi have seen a decline of up to 25% in office rentals in the June quarter, media reports.

The rental values of grade A and B properties in the city have seen a significant decline. For instance, the rentals of grade A properties in Nehru place are down from Rs 280 per sq ft to Rs 270 per sq ft.

With the retail boom and increasing return on investment from the real estate market, the value of Delhi properties have been sky-high since long. The Delhi real estate builders are taking the drop in prices as positive, since many of their projects are lying vacant for quite a long time now.

Individuals and business firms have been cautious of investing in residential as well as commercial property and were waiting for a price correction, reveals a renowned Delhi Real Estate Developer. With this drop in the commercial property values builders and real estate agents are now expecting some activity in the market.

Space crunch has been the prime reason for the soaring commercial property values in the city. But, with a lot of expected supply in the Delhi-NCR market by early 2009, rentals are likely to trim down more in the city, opine the industry experts. Amid Jasola being one of the few remaining places where land is available in Delhi, it will continue to add more space in the coming time to the Delhi property market.

Besides, being the much sought after residential property market the commercial properties too have always been in much demand in Delhi. As the city has better edge over many other metros in terms of infrastructure, availability of professional work force and connectivity, Delhi real estate has maintained an apex position in the real estate ladder of the country.

Internet Security for the Modern Real Estate Agent – Part 2

Internet and computer security are huge issues and you could spend a lifetime learning all the aspects of protecting networks and systems. Due to that fact, and because talk of Internet security can bore even the biggest geeks to death, it’s best to break the main topics into manageable chunks. Therefore this is the second of three parts of this article. All three parts of this article can be accessed by following the links below.

Speaking of critical data, it’s time to talk about how you’re going to keep that data safe and viable. By critical data, I’m referring to your past clients roster, your personalized real estate marketing materials, your sales letters, your client referrals and testimonials, your photos of listings and so on. There are two very important things that need to be done with this and any other data that you deem critical. The first is that you need to be sure that other people don’t get access to this data, and the second is that you need to know that the data is safe, in the event of emergency computer failures. Keeping your data out of the hands of your competing REALTORS, or anyone for that matter, involves more than simply putting a password on your computer. That’s part of the equation, but you also need to be concerned with the physical security of your home and office. This involves locks, dead bolts, home security systems and other groovy stuff well beyond the scope of this article. I bring it up simply to remind you that it’s much easier for someone to steal your data by walking right in to your office than by hacking in remotely. It’s also important to note that almost all intellectual property theft (which is basically what we’re talking about with theft of your critical data) occurs with the help of an inside player. So mind your surroundings and keep your doors locked.

In addition to the obvious need for physical security, you should have a system in place for denying access to your computer once you’re sitting in front of it. Possible solutions for this include using passwords for all the users on your computer, magnetic swipe access cards and biometric sensors. Biometric access systems use information that you carry with you at all times that are unique to you and you alone. For example, one piece of biometric data is your fingerprint. Many new laptops are coming with fingerprint readers built-in and third party add-on scanners are becoming increasingly affordable. I recommend the use of two or more security “road blocks” for direct access to your computer. One of the most common authentication schemes in use today is the combination of a fingerprint reader with a strong user password (eight or more characters using upper and lower case letters, numbers and symbols – i.e. HolySh@t1). Now that you’ve protected your office and restricted access to your computer we can look at how to actually secure the data itself. This is done with encryption software. Encryption and decryption software are computer programs used to scrambling and unscrambling data using very complex mathematical equations in conjunction with a password supplied by the user. This is a greatly simplified explanation of all the cool stuff that happens when encrypting or decrypting data, but you should stay awake for this part so I’ll spare you. Keep in mind that you’re going to need a strong password to use with your encryption software, preferably a password different than the one you’re using to access the computer. One very popular piece of encryption software is PGP, which stands for Pretty Good Privacy. Their name may be a little understated: their encryption was so strong that when they first started giving it away on the Internet the US Attorney’s office initiated an investigation of PGP’s founder Phil Zimmerman. Three years later they backed off and Zimmerman got tons of free publicity for his new company. With a strong password and software like PGP you can feel confident that your data will be safe from prying eyes.

Since we’ve made damn sure that no one else is going to be able to access your data, it’s high time that we concern ourselves with making sure that you will be able to access it, no matter what. What we’re talking about now is backing up your data and having a disaster recover plan. It sounds like such a simple thing to do: just pop a CD in your burner and copy your files. Sadly, I would estimate that over 80% of the REALTORS that I’ve worked with have little or none of the their data backed up. I had one real estate agent in particular that had the hard drive in the laptop die three times in the course of just a couple years. Three times! And how many times did he NOT have a backup? Three times! You would think that after the second time maybe, just maybe, he would have caught on. I can’t stress enough how important it is to back your data up. I recommend backups at least once every two weeks. And in order to insure that your backups don’t go down with the ship in the unlikely event that a hurricane or Godzilla levels your office building, you should keep your data backups in multiple locations. I would keep backups at both your home and your office, possibly even at your bank in a safety deposit box. Another great way to keep your data truly safe and accessible is to have an online hard drive with guaranteed backups and uptime. These services are very affordable that give you one more insurance policy for your data. Depending on how much data you have, one free option for remote backup of your data is to simply email yourself your data to a free online email account like GMail, Yahoo or Hotmail. All of these providers offer large (1GB or more) no cost email accounts. Plus, anything you send yourself on these accounts will be accessible from any Internet connected computer, not just your machine. You should encrypt your data before your send it off to a remote location just be sure that what’s yours stays that way.

This is the end of part two of three of Internet Security for the Modern Real Estate Agent. Stay tuned to part three where we’ll discuss backups and disaster recovery and conclude this article

Article Source: http://EzineArticles.com/677372

Internet Security for the Modern Real Estate Agent – Part 1

Internet and computer security are huge issues and you could spend a lifetime learning all the aspects of protecting networks and systems. Due to that fact, and because talk of Internet security can bore even the biggest geeks to death, it’s best to break the main topics into manageable chunks. Therefore this is the first of three parts of this article. All three parts of this article can be accessed by following the links below.

It’s time to talk technology safety. Sadly, like many average computer users, REALTORS lack the basic understanding of what it means to secure your computer from the various threats in the Internet jungle. Your computers and your electronic accounts (email, website, CRM systems) are the backbone of your business. So by securing your technology you’re insuring the safety and continuity of your business. Lets take a look at some of the main issues that you need to be aware of. Keep in mind that no amount of security software or hardware will keep you safe if you don’t know the purpose and importance of these systems. Security is a process; it’s a holistic approach that requires several different gears working in harmony to be successful. Hopefully some of this information will be old news to you and hopefully the rest of it won’t bore you to death.

First, let’s tackle the most well-known computer threat: viruses. Computer viruses have been around since the very inception of the modern personal computer. Over the years the complexity and potential damage from computer viruses have escalated to levels that simply can’t be ignored, no matter what your level of business. Failing to prepare for computer virus threats could compromise your entire client roster, completely cripple your computer hardware and even expose your identity to theft and exploitation. Protecting yourself from these threats is actually just a simple matter of having the appropriate software in place and keeping it up to date, which all modern antivirus software does automatically – assuming you don’t get in it’s way. Without a doubt, the two most popular and best selling antivirus packages on the market today are offered by Norton Antivirus and McAfee Antivirus. Both of these pieces of software retail for around $40 and can be obtained online (Symantec.com and mcafee.com respectively) and anywhere software is sold (BestBuy, OfficeMax, Staples, even Wal-Mart).

After the first year additional updates are available on a subscription basis, usually running roughly $20 per year. Installation of these and similar packages is a breeze and so long as your have a broadband Internet connection they will keep themselves updated. Another antivirus software worth mentioning is the AVG Free Edition Antivirus software provided by Grisoft Software. This package is totally free though prohibited for commercial use. For your personal and home computer equipment this is a great option. It lacks some of the advanced features of Norton and McAfee, but it does provide a very good level of protection at no cost. All three of these software packages, and many others, now integrate some level of protection against spy ware – which brings us to our next topic.

Spyware and adware originated as tiny pieces of software code that would download on your computer from the various websites visited on your computer. These pesky “bots” would then sniff around on your machine and keep track of your viewing habits, with the purpose of providing marketers with detailed information about your likes and dislikes in order to target specific advertising to you in the form of pop-ups. These programs have evolved to the point now where they pose a significant threat to your personal information. They can now capture passwords and account data, which are then sent on to cyber criminals. This information can be used to get lines of credit in your name and to steal your identity. Spyware also can corrupt your Internet browsing software (Internet Explorer, Firefox, Netscape etc.) to the point that you are so bombarded by advertising pop-ups that your machine essentially becomes unusable. Spyware and adware are now responsible for more identity theft than any other type of malicious software in the wild. Thankfully there are two very good, and totally free, pieces of software available to combat the spyware problem. They are Spybot Search and Destroy from developer Patrick M. Kolla and Windows Defender, formerly Microsoft Antispyware. Both of these packages are 100% free and provide updates and spyware signatures at no cost. They can be downloaded directly from their developer websites and from CNET’s download.com. I highly recommend that both of these packages be installed. They both tend to have some small deficiencies (each package detects some spyware that the other fails to find) that are overcome by having both in place.

Now that you have both antivirus and spy ware blocking software installed its time to talk about keeping hackers at bay through the use of firewalls. In terms of computer technology, a firewall functions just as a firewall does in building. Between one attached condo and another, for example, you will have special building materials to prevent a fire from burning from one unit to the other. A computer firewall works in much the same way, it keeps the fires that are out on the Internet out of your home or business network. Assuming that you are running an up-to-date version of Windows XP, with Service Pack 2 installed, then you have a pretty decent software firewall already installed and running on your machine. The settings for this firewall can be accessed under Windows Firewall in the Control Panel, though these settings are best left untouched for the average user. For additional protection there are a number of commercially available software firewalls on the market, two of the most popular are from…yes, you guessed it – Norton and McAfee. Another very popular commercial firewall is from ZoneAlarm.com. However, the biggest problem with all of these options is that they tend to be way too confusing for the average user. They constantly pop up and ask questions about every application on your computer that tries to access the Internet. Though this provides greater overall security, it forces the user to continually stop what they are doing to allow their applications to function. Often the applications are identified by their filenames (blahblah32.exe), which the user does not recognize as one of their apps. They than deny Internet access that an application which should have access, essentially breaking the functionality of one of their programs. There are also complex configuration and setup issues if you have even a very simple business or home network. Allowing access to shared resources between computers requires explicit configuration of each resource, which is often beyond the scope of what the average REALTOR can handle. It is for this and other reasons that I usually do not recommend these more sophisticated software firewalls. The firewall built into your Windows operating system is more than sufficient for most purposes. If you require a higher level of security, then I recommend you bring in a specialist to assist you with setting up advanced software firewalls on each of the computers on your network.

This does not mean that I don’t strongly recommend the use of an additional hardware firewall. These are often built into your wired or wireless routers. These provide a level of security at the very outside perimeter of your network. Since this is the first line of defense between you and the Internet, it’s important that this be in place and running smoothly. Most routers come with their hardware firewall features turned on by default, so many of you are probably in good shape. You’ll need to check the documentation that came with your router or check the manufacturers website for more details on your specific router’s firewall capabilities and their configuration. I strongly recommend that you have both a hardware and software firewall protecting your computers. Also, make sure that if you are going to share resources (folders, files, printers etc.) they must be password protected and that you keep critical data off of your network shares.

This is the end of part one of three of Internet Security for the Modern Real Estate Agent. Stay tuned to part two where we’ll discuss securing your data.

Article Source: http://EzineArticles.com/677369

Four strategies to manage excess cash in your business

It is rare to hear of an SME with excess cash considering most SMEs fall out of business due to liquidity problems. However, on the rare occasions when your business happens to have excess cash, the situation can be as depressing as the time when you are cash-strapped. This is due to lack of exposure to different strategies available to utilise your excess cash and still keep your business running.
Four strategies to manage excess cash in your business
Your options could vary depending on your risk appetite and the amount of excess cash you have. For the risk-averse they might decide to save the cash in a fixed deposit account; while for the risk-takers they might decide to venture into risky investment channels such as forex trading. Others may venture into online trading by devising optimum binary options trading strategies that optimise their return while keeping their risk exposure in check. On the other hand, some business owners may decide to redistribute the wealth among their employees and shareholders in a number of varied strategies.

The list of potential ways in which you can utilise your excess cash is long, depending also on your personal preferences, and includes the following:

Savings

For the risk-averse, having the money safe in the bank account gives you peace of mind and the sense of financial security. The fact that you can go back to the bank the following day and find your money intact helps to budget for your operations with a high level of assurance that the funds needed to fund those planned operations will be availed as and when needed. The flipside of saving your money in the bank account is that you earn a very small interest income which in some cases might be lower than the prevailing inflation rate; hence your money will be losing its value when left in the savings bank account during a rising inflation period.

Invest in low-risk investment vehicles

Four strategies to manage excess cash in your business
With the time value of money put into perspective, other business owners decide to invest their excess cash in low-risk investment avenues in order to earn an interest rate that is equal to or slightly higher than the prevailing inflation rate. If you are this type of business owner you will find treasury bills issued by the South African Reserve Bank suitable for you due to their risk-free nature since their repayment is guaranteed by the government. You will also find mutual funds and unit trusts being safe investment vehicles with higher returns than the treasury bills and interest returns earned from fixed deposit savings accounts.

Invest in high-risk investment vehicles

For risk-takers, the motivation to earn higher returns pushes them to venture into more risky investment instruments such as trading on stocks and bonds in the capital markets. Others get into forex trading, while those with a wider experience in financial markets dive into derivatives trading. Online trading is also becoming a common alternative investment strategy for the high-risk-takers who want to get into the market and move out fast while making huge returns in the process. As business owner you need to be very cautious though before venturing into the high-risk investment instruments since you might end up losing huge amounts of cash if you do not design and execute winning strategies. Advice from market brokers is highly recommended before venturing into trading of any of the complex financial instruments in the markets globally.

Distribute the wealth to employees and shareholders

Some business owners prefer to distribute the excess cash to employees and shareholders as a way to motivate them to continue creating more value and growing the business further. To the employees, you can choose to distribute the cash to them as a bonus at the end of the year or distribute it in form of increased salaries and wages. Bonus is the most common strategy used since it is usually a one-off payment that does not have much financial implication to the business cash flows. An increase in salaries and wages would result in bulging your business expenses going forward and reversing the process in gloomy economic times might be a challenge.

Four strategies to manage excess cash in your business
For shareholders, you distribute the excess cash through dividends at the end of the year. This can be paid out in cash or through a bonus issue whereby the existing shareholders are issued with additional shares on a pro rata basis with the share purchase being paid for from the excess cash available to the business. The bonus issue is a preferred method since the cash is retained within the business for other investments and expansion purposes in the long run, while at the same time incentivising the shareholders for injecting capital into the business.

Factors that will define B2B e-commerce

The future of B2B e-commerce should be of interest to every single serious businessman out there. Just look at the top businessmen you should follow and you will see that they often talk about B2B and e-commerce innovations. No matter how we look at things, the biggest impact will appear because of the evolution of cloud technology, which allows so many interesting features to be added to e-commerce software. At the same time, businesses manage to receive, store and analyse so much data in order to offer better services in the future.
High-quality customer experience expectations

Customers now want to receive high-quality services and they want to be sure their experience is always enjoyable. Alibaba and Amazon are innovators in this field since they always offer a great customer experience, thus increasing the number of repeat sales generated. Modern e-commerce platforms always offer extras that can be used to increase customer satisfaction. However, when referring to open source e-commerce software, this is not always something that is included, thus bringing in a need to modify and add new features to guarantee that perfect customer experience.

TCO (total cost of ownership) is increasing

Companies now seriously think about unifying cloud platforms since there is a need to keep adding improved catalogue management, partner portals, payment gateways, storefronts and much more. B2B is all about quality and innovation. Those companies that offer something new will stand out but this automatically increases TCO.

Flexibility needed for all selling channels

B2C vendors normally cannot move towards B2B selling because of the need to have high price optimisation and CPQ (configure price quote) flexibility. Every smart businessman understands that the selling decisions that are made when the quarter starts will most likely be different than what is seen when the quarter ends. Selling teams do a lot of manual work to keep improving what is offered and having B2B e-commerce options that offers this naturally is great and required. Those B2B e-commerce providers that will offer more flexibility will stand out and will be preferred.

The need to have access to synchronised data

In many cases the e-commerce systems will be connected with a system that exists and a legacy order management system. There is a disconnection that appears between systems used. This is highly damaging and should be avoided as much as possible. The future of B2B is clearly focusing on being sure that data is as synchronised as possible. If a sale is made, everyone should know about it. This is just an example but it clearly highlights what is needed.

Offering unique buying experiences in multi-tier channels for distribution

B2B selling moves across so many different gadgets at the moment and everything is even more complicated when dealing with partnerships and selling through other retailers, resellers, partners or distributors. It is really important that you always think about creating a B2B commerce platform that can easily bring in diversity in terms of selling channel customisation. This is in fact why cloud-based options are preferred since they allow such a technological development.

JP Pietersen signs with Anyoption – Your company needs a brand ambassador too!

No matter where you turn you will see some of the biggest stars in sports endorsing brands and in return, those brands sponsor the player, the team, the league or sometimes even the sport itself. Sponsorship is huge and extremely important in the world of marketing for a number of reasons. But on the flipside, that brand ambassador speaking for your company is huge in the world of marketing as well, so it becomes a two-way street, a sort of give-and-take relationship. Here are a few things you should understand when looking for a marketing strategy, especially in your local market, that will work every time.
Why sponsorship is so important

Sponsorship, especially of a team, is perhaps one of the very best things you can do for your brand. Why? Because no one is more loyal than the fans who go out in all kinds of weather to support their home team. In their eyes, the brands that sponsor their teams can’t be bad, right? After all, they are on ‘our’ side and are rooting for ‘our’ team. If you want to quickly build a local following, sponsor a local team. It works every time.

Why brand ambassadors are vital to your marketing strategy

Have you ever thought why most of those major corporations pay sports stars to become their brand ambassadors? Again, it’s a trust factor such as how fans trust a brand that goes out of their way to sponsor the home team. It’s the same marketing psychology behind brand ambassadors. For example, let’s look at the recent deal struck with JP Pietersen, the South African rugby star, who signed a deal with anyoption.com.

Now then, how much do you personally know about binary options? Unless you are a pro trader, you probably don’t know a lot. This makes JP’s endorsement (as a brand ambassador) vitally important. If JP trades with South Africa’s only regulated broker, it must be legit – and of course it is, but not being a trader, how would you know that? In return, JP gets paid for his endorsement and quite often the brand also sponsors the athlete’s team. You see? It’s a two-way street. The brand wins and so does the player and his team.

A few conclusions you can draw from this

If you concluded that building on the loyalty of fans in your market is an effective way to promote your brand, you are absolutely correct – 100 percent! Also, if you concluded that sponsorship is an effective way to draw on the power of their loyalty, you are again correct. However, going one step further, if you sign one of their beloved players like JP Pietersen to be an ambassador for your brand, you now have that added edge that the competition simply can’t meet.

You are sponsoring the local team and in return they are, for all intents and purposes, sponsoring your brand. After all, their star player endorsed you, so you must be great. You love the team and the team loves you. A two-way street where everyone is a winner – what could be better? If you concluded ‘not much’ you are again 100% correct.

Future trends in real estate

The real estate market along the Atlantic Seaboard is on the upswing again, driven by local buyer confidence as a good mid- to long-term investment as well as considerably higher purchase interest from European buyers who currently have the exchange rate in their favour.
Who wouldn’t want a little piece of heaven for themselves when it’s so affordable in euros?

Real estate agents need to keep up with the trends and implement modern methods to stay cutting-edge and effective.

Future trends in real estate
© wiw – za.fotolia.com
How are buyers searching for property?

There are currently no restrictions for international buyers looking to own property in South Africa, only certain payment procedures to follow. The first place they start their search for property is on the internet. The buyers not only search for properties, but for agents that can offer a full service of recommendations relating to the purchase process – including investment advice and how to transfer funds internationally.

How are we reaching and servicing these buyers?

The real estate agent sitting in an office waiting for clients to walk in or updating brochures to put in the window is just not going to cut it anymore and this style of working the market is a dying breed.

Agents have had to up the service levels to better inform both local and foreign buyers as well as facilitate sales with speed, accuracy and professionalism when the technology is readily available for us to customise and use.

The estate agent profession has been regulated and all agents now have to go through a thorough training program, with field work and write the relevant exam for either a full status agent or a principal of a real estate company.

The modern day agent can effectively run their entire business from an iPad and cellphone if they equip themselves and work with an agency that supports cyber based productivity.

Modern real estate

Realtor of Excellence is a brand that has channeled development time into an online office app and incorporates other cutting edge  solutions such as Evernote, Signeasy, Docsanner and a state-of-the-art database manager. This cloud based office frees up the agent to be able to do valuations, stay in contact on the move and record all property and client information with no time wasted.

Yes dynamic agents are here that are working with the modern cyber environment and making the best use of technology for marketing, informing buyers, generating accurate contracts and keeping information up to date and relevant.

Preparing to sell

Sellers can take the opportunity now to ready their homes for a good return on their investment should they want to take advantage of the investor interest happening right now. The trend is expected to increase towards summer.

A good starting place is to get a current valuation on your property and feedback on recent property movement and prices achieved in your particular area.

Get a breakdown of expenses you incurred when purchasing the property as well as any improvements you may have done. What do you owe on the property and how much will it cost to get the property ready for sale? Do you qualify to pay Capital Gains Tax?

Once you know where you stand, you will be in a position to mandate an agent to market your property for you at the correct price. Make sure your property is marketed professionally and to all audiences both locally and offshore by using a company with a global approach.

Tips For Buying An Affordable Home From Cincinnati Real Estate And Northern Kentucky Real Estate Remax Agent

Home loans can be available from several types of lenders–thrift institutions, mortgage companies, commercial banks, and credit unions. Various lenders may quote you different prices, so you should contact several lenders to make sure you�re getting the best price. You can also get a Cincinnati home loan through a mortgage broker. Brokers set up transactions rather than lending money directly; in other words, they will find a lender for you. The broker�s contacts to several lenders can mean a bigger selection of loan products and terms from which you can choose. There are many factors to consider when looking for a home Types of Cincinnati homes – There are many different types of homes: single family, condominium, townhouse, and duplex. Additionally, the type of home you select may impact your buying power. New or existing home – Consider whether you want to move into a new home or an existing home. In general, new Cincinnati homes are more costly than existing homes. However, the condition of an existing home can significantly increase your maintenance requirements. Quality of home – Examine the condition of the home. Carefully inspect the structure, interior and exterior of the house for defects. The additional renovation costs may add up over time and exceed your maintenance estimates. Will the house need a lot of repairs? How old are the appliances? The purchase of the home is one step, but the renovations and repairs are added costs that need to be considered. Would you prefer to purchase a newer, costlier home or would you prefer to invest additional time and money into renovations and repairs for an older, less expensive home? Features – Consider the features of the home. Does it have gas or electric heating? How many bathrooms does it have? How many bedrooms do you need? All of these characteristics will influence the price of the home and your monthly housing expenses. HUD’s Wish List worksheet (A PDF Reader is necessary to view this file. PDF reader options for the visually impaired.) can help you identify and prioritize the features you are looking for in a home. Location – Would you rather live in the city, the country, or the suburbs? Do you want to be near parks or the library? What about a shopping center? Is it important for you to be near major highways or public transportation? Get a feel for the surrounding area by exploring the Cincinnati neighborhood and talking to residents. Crime rate – Look into the safety of the Cincinnati neighborhood. Does the Cincinnati neighborhood have a high crime rate? Has there been an increase in crimes committed in the area? If so, how will this influence the future property value of your home? School system – The quality of the school system in a particular area is not only important to families with children but can influence the property value of your home. Economic stability of area – The economic growth and stability of the area surrounding a Cincinnati home can influence its future property value. Cincinnati Home tax – Examine the annual amount of Cincinnati real estate taxes and other assessments levied on Cincinnati homes in the Cincinnati neighborhood you are considering. Brokers will generally make contact with several lenders regarding your application, but they do not have to find the best deal for you unless they are contracted with you to be your personal agent. You should also consider contacting more than one broker, just as you would with banks or thrift institutions. Knowing if you are dealing with a lender or a broker may not always be cut and dry. Some financial institutions work as both lenders and brokers. And most brokers� advertisements do not use the word “broker.” So be sure to ask whether a broker is involved. This information is important because brokers are usually paid a fee for their services that may be separate from and in addition to the lender�s origination or other fees. A broker�s compensation may be in the form of “points” paid at closing or as an add-on to your interest rate, or both. You should ask each broker you work with how he or she will be compensated so that you can compare the different fees. Be prepared to negotiate with the brokers as well as the lenders. Published at: https://www.isnare.com/?aid=211352&ca=Real+Estate